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Kimble Advisors

Financing for Business Buyers and Acquisitions

Buying an operating business adds the seller, purchase terms, and the business's history to the financing conversation. We bring those parts together.

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Understand the transaction

Lenders look at the business being acquired, the purchase price, the buyer, and the transition plan.

We work on acquisitions across industries. That includes franchise resales, independent businesses and search fund deals. What matters most is the business itself. For most acquisition loans, lenders want to see enough historical cash flow to cover the new debt payments with room to spare, along with the buyer's liquidity and experience.

Coordinate the financing

Acquisitions involve the buyer, seller, broker, lender, and other parties. We keep the financing on pace with the purchase timeline.

Plan for working capital

Many buyers also need working capital after closing. We build it into the financing from the start.

Frequently Asked Questions

It can be. Many large volume SBA lenders focus on bigger loans. We work with lenders that will look at smaller acquisitions, so deal size is often less of a barrier than buyers expect.

Depending on the case, yes. Some lenders we work with will consider strong buyers who hold a green card. We will tell you on the first call whether it is worth pursuing.

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Answer a few quick questions and we'll follow up within 24 hours.

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